$1,100,000
406 S WHISPER RIDGE
Payson, AZ 85541
MLS# 6959737
4 beds  |  3 baths


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Property Description
Escape to refined mountain living in this spectacular custom single-level residence, now offered as a double lot including the .37 acres next door, perfectly positioned in an intimate private gated community of only 20 estate-size lots. Enjoy unparalleled tranquility, exclusivity, and breathtaking Rim mountain views. This home delivers the ultimate connection to nature while surrounding you with uncompromising comfort and craftsmanship. Step inside to discover an elegant blend of timeless finishes and thoughtful upgrades. Brazilian Tigerwood flooring (refinished in 2025), brand-new carpet, fresh interior paint, rich wood-stained windows and doors, skylights, and three luxurious copper sinks create warmth and character throughout.

Details
Maps
Contract Information
Type: Exclusive Right To Sell
Ownership: Fee Simple
Co-Ownership (Fractional) Agreement YN: No
List Price: $1,100,000
Status: Active
Current Price: $1,100,000
List Date: 2025-12-19
Location, Tax & Legal
Assessor's Map #: 60
Assessor's Parcel #: 12
Tax Municipality: Payson
Taxes: 5854
House Number: 406
Compass: S
Street Name: WHISPER RIDGE
St Suffix: --
City/Town Code: Payson
State/Province: AZ
Zip Code: 85541
County Code: Gila
Assessor Number: 304-60-012
Subdivision: WHISPER RIDGE
Tax Year: 2024
General Property Description
Dwelling Styles: Detached
# of Interior Levels: 1
Full Bathrooms: 2
Half Bathrooms: 1
Approx SQFT: 2863
Price/SqFt: 384.21
Approx Lot SqFt: 15730
Approx Lot Acres: 0.361
Horses: N
Builder Name: Custom
Elementary School District: Payson Unified District
High School District: Payson Unified District
Elementary School: Julia Randall Elementary School
Jr. High School: Rim Country Middle School
High School: Payson High School
Community Pool Y/N: No
Private Pool Y/N: No
Fireplace YN: Yes
Fireplaces Total: 2
Dwelling Type: Single Family Residence
Exterior Stories: 1
# Bedrooms: 4
Total Bathrooms: 3
Year Built: 2005
Special Listing Cond
N/A: 1
Construction
Wood Frame: 1
Const - Finish
Painted: 1
Stone: 1
Roofing
Composition: 1
Association & Fees
HOA Y/N: Y
HOA Disclosure/Addendum Affirmation: Yes
HOA Transfer Fee: 0
HOA Fee: 700
HOA Paid Frequency: Annually
HOA Name: WHISPER RIDGE
HOA Telephone: 928-474-1234
Special Assessment HOA: No
HOA 2 Y/N: N
PAD Fee Y/N: N
PAD Fee: 0
Cap Improvement/Impact Fee: 0
Cap Improvement/Impact Fee $/%: $
Prepaid Association Fees HOA: 0
Disclosure Fees HOA: 0
Other Fees HOA: 0
Land Lease Fee Y/N: N
Land Lease Fee: 0
Rec Center Fee Y/N: N
Ttl Mthly Fee Equiv: 58.33
Showing Notification Methods
Showing Service: Aligned Showings
Lockbox Type
Other: 1
Master Bathroom
Full Bth Master Bdrm: 1
Separate Shwr & Tub: 1
Double Vanity: 1
Tub with Jets: 1
Additional Bedroom
Master Bedroom Walk-in Closet: 1
Master Bedroom Sitting Room: 1
Fireplace Features
Fireplace Living Rm: 1
Fireplace Master Bdr: 1
Gas Fireplace: 1
Flooring
Carpet: 1
Tile: 1
Wood: 1
Community Features
Gated: 1
Dining Area
Formal: 1
Breakfast Bar: 1
Breakfast Room: 1
Heating
Natural Gas: 1
View
Panoramic: 1
Trees/Woods: 1
Mountain(s): 1
Kitchen Features
Dishwasher: 1
Disposal: 1
Gas Range: 1
Kitchen Island: 1
Built-in Microwave: 1
Pantry: 1
Refrigerator: 1
Cooling
Central Air: 1
Interior Features
Skylight(s): 1
Vaulted Ceiling(s): 1
Central Vacuum: 1
Wet Bar: 1
No Interior Steps: 1
Water Softener Owned: 1
Laundry
Inside: 1
Basement
Basement Y/N: N
Other Rooms
Great Room: 1
Separate Den/Office
Sep Den/Office Y/N: Y
Technology
Pre-Wire Srnd Snd: 1
Cable TV Avail: 1
High Speed Internet: 1
Fencing
Chain Link: 1
Partial: 1
Water Source
City Water: 1
Exterior Features
Covered Deck: 1
Open Deck: 1
Spa
None: 1
Sewer
Sewer - Public: 1
Parking Spaces
Slab Parking Spaces: 0
Total Covered Spaces: 3
Garage Spaces: 3
Parking Features
Attch'd Gar Cabinets: 1
Garage Door Opener: 1
New Financing
Cash: 1
Conventional: 1
Utilities
APS: 1
Propane: 1
Existing 1st Loan
Treat as Free&Clear: 1
Property Description
Hillside Lot: 1
Cul-De-Sac Lot: 1
Borders Common Area: 1
Landscaping
Gravel/Stone Front: 1
Services
City Services: 1
Disclosures
Seller Discl Avail: 1
Possession
Close of Escrow: 1
Association Fee Incl
Common Area Maint: 1
Assoc Rules/Info
Pets OK (See Rmrks): 1
Self Managed: 1
Remarks Misc
Cross Street: HWY 260
Geo Lat: 34.242636
Geo Lon: -111.294594
Legal Info
Lot Number: 12
Property Features
Special Listing Cond: N/A
View: Panoramic; Trees/Woods; Mountain(s)
Master Bathroom: Full Bth Master Bdrm; Separate Shwr & Tub; Double Vanity; Tub with Jets
Additional Bedroom: Master Bedroom Walk-in Closet; Master Bedroom Sitting Room
Fireplace Features: Fireplace Living Rm; Fireplace Master Bdr; Gas Fireplace
Flooring: Carpet; Tile; Wood
Spa: None
Community Features: Gated
Dining Area: Formal; Breakfast Bar; Breakfast Room
Kitchen Features: Gas Range; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Pantry; Kitchen Island
Laundry: Inside
Other Rooms: Great Room
Interior Features: Skylight(s); Vaulted Ceiling(s); Central Vacuum; Wet Bar; No Interior Steps; Water Softener Owned
Technology: Pre-Wire Srnd Snd; Cable TV Avail; High Speed Internet
Exterior Features: Covered Deck; Open Deck
Parking Features: Attch'd Gar Cabinets; Garage Door Opener
Construction: Wood Frame
Const - Finish: Painted; Stone
Roofing: Composition
Cooling: Central Air
Heating: Natural Gas
Utilities: APS; Propane
Water Source: City Water
Sewer: Sewer - Public
Services: City Services
Fencing: Chain Link; Partial
Property Description: Hillside Lot; Cul-De-Sac Lot; Borders Common Area
Landscaping: Gravel/Stone Front
Lockbox Type: Other
Possession: Close of Escrow
Association Fee Incl: Common Area Maint
Existing 1st Loan: Treat as Free&Clear
New Financing: Cash; Conventional
Disclosures: Seller Discl Avail
Supplements
The expansive great room centers around a cozy propane fireplace and flows effortlessly to over 1,500 square feet of low-maintenance Trex decking, perfect for soaking in panoramic mountain scenery, lush pine views from every window, and unforgettable sunrises. With outdoor spaces designed for year-round enjoyment and a fenced yard with dog run, this property truly embraces four-season living. The chef's kitchen is equipped with high-end appliances including a brand new Sub-Zero refrigerator, complemented by a convenient wet bar with a brand-new beverage fridge, ideal for entertaining. A spacious office features custom cabinetry, granite countertops, and a built-in Murphy bed, making it the perfect dual-purpose space for guests or work-from-home living. The generous master suite is a private retreat with a beautifully finished master closet offering extensive built-ins and storage. Additional highlights include on brand new (1 year old) roof with a 50 year warranty, 2 propane fireplaces, central vac, extensive storage throughout, a large 1,000 sq ft epoxy-coated garage with cabinetry and workbench, lightning protection system, propane BBQ hookup, and professionally landscaped, low-maintenance grounds. Just outside the prestigious Rim Golf Club and Chaparral Pines where non-resident memberships are available you can enjoy world-class amenities while retreating home to serenity. Whether you're seeking fresh mountain air, cooler summers, or a peaceful luxury escape, this extraordinary property delivers unmatched privacy, sophistication, and natural beauty. Welcome to your mountain sanctuary.

IDX
Listing Office: My Home Group Real Estate

Last Updated: January - 16 - 2026

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