$589,900
1649 W LOMA Lane
Phoenix, AZ 85021
MLS# 6988411
4 beds  |  2 baths


1649 W Loma Lane
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Property Description
NO HOA + RV GATE + OWNED SOLAR + POOL in the heart of Central Phoenix! Welcome to this beautifully maintained and thoughtfully upgraded 4-bedroom home in the highly desirable Royal Oaks neighborhood offering comfort, flexibility, and an unbeatable location. From the moment you arrive, the home radiates inviting curb appeal with refreshed exterior finishes and mature, well-manicured landscaping. Inside, warm wood-style flooring and an open, light-filled layout create an inviting atmosphere that is perfect for both everyday living and effortless entertaining. The home underwent an extensive renovation in 2019-2020, including a stunning kitchen and bathroom remodel, all new energy-efficient dual pane windows, updated finishes, and significant system improvements with additional

Details
Maps
Contract Information
Type: Exclusive Right To Sell
Ownership: Fee Simple
Co-Ownership (Fractional) Agreement YN: No
List Price: $589,900
Status: Active
Current Price: $589,900
List Date: 2026-02-23
Location, Tax & Legal
Assessor's Map #: 10
Legal Description (Abbrev): LOT 85 ROYAL OAKS UNIT 2 MCR 011616
Assessor's Parcel #: 69
Tax Municipality: Phoenix
Taxes: 2720
House Number: 1649
Compass: W
Street Name: LOMA
St Suffix: Lane
City/Town Code: Phoenix
State/Province: AZ
Zip Code: 85021
Zip4: 5445
County Code: Maricopa
Assessor Number: 158-10-069
Subdivision: ROYAL OAKS UNIT 2
Tax Year: 2025
General Property Description
Dwelling Styles: Detached
# of Interior Levels: 1
Full Bathrooms: 2
Half Bathrooms: 0
Approx SQFT: 1862
Price/SqFt: 316.81
Approx Lot SqFt: 8150
Approx Lot Acres: 0.187
Horses: N
Builder Name: Unknown
Lead Based Hazard Disclosure: Yes
Elementary School District: Washington Elementary School District
High School District: Glendale Union High School District
Elementary School: Richard E Miller School
Jr. High School: Royal Palm Middle School
High School: Sunnyslope High School
Community Pool Y/N: No
Private Pool Y/N: Yes
Fireplace YN: Yes
Fireplaces Total: 1
Dwelling Type: Single Family Residence
Exterior Stories: 1
# Bedrooms: 4
Total Bathrooms: 2
Year Built: 1968
Legal Info
Range: 3E
Section: 31
Township: 3N
Lot Number: 85
Special Listing Cond
N/A: 1
Construction
Block: 1
Const - Finish
Painted: 1
Stucco: 1
Roofing
Composition: 1
Pmt & Rate Info
Down Payment: 0
Total Asum Mnth Pmts: 0
Association & Fees
HOA Y/N: N
PAD Fee Y/N: N
Cap Improvement/Impact Fee: 0
Cap Improvement/Impact Fee $/%: %
Cap Improvement/Impact Fee 2: 0
Cap Improvement/Impact Fee 2 $/%: %
Land Lease Fee Y/N: N
Land Lease Fee: 0
Rec Center Fee Y/N: N
Rec Center Fee 2 Y/N: N
Ttl Mthly Fee Equiv: 0
Showing Notification Methods
Showing Service: Aligned Showings
Lockbox Type
Supra: 1
Architecture
Ranch: 1
Master Bathroom
3/4 Bath Master Bdrm: 1
Fireplace Features
Fireplace Family Rm: 1
Flooring
Carpet: 1
Laminate: 1
Tile: 1
Window Features
Dual Pane: 1
Private Pool Features
Outdoor: 1
Dining Area
Dining in LR/GR: 1
Heating
Electric: 1
Kitchen Features
Dishwasher: 1
Disposal: 1
Gas Range: 1
Kitchen Island: 1
Built-in Microwave: 1
Refrigerator: 1
Quartz Countertops: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Interior Features
No Interior Steps: 1
Laundry
Washer Included: 1
Dryer Included: 1
In Garage: 1
Basement
Basement Y/N: N
Separate Den/Office
Sep Den/Office Y/N: N
Road Responsibility
City Maintained Road: 1
Technology
Cable TV Avail: 1
High Speed Internet: 1
Fencing
Block: 1
Water Source
City Water: 1
Exterior Features
Covered Patio(s): 1
Storage: 1
Spa
None: 1
Sewer
Sewer - Public: 1
Parking Spaces
Slab Parking Spaces: 1
Total Covered Spaces: 2
Garage Spaces: 2
Parking Features
RV Gate: 1
Side Vehicle Entry: 1
Garage Door Opener: 1
New Financing
Cash: 1
VA: 1
Conventional: 1
Energy/Green Feature
Solar Panels: 1
Plumbing
Electric Hot Wtr Htr: 1
Solar Panels
Ownership: Owned Outright
Utilities
SRP: 1
SW Gas: 1
Existing 1st Loan
VA: 1
Existing 1st Loan Terms
Non Assumable: 1
Property Description
North/South Exposure: 1
Landscaping
Desert Front: 1
Desert Back: 1
Grass Back: 1
Auto Timer H2O Front: 1
Auto Timer H2O Back: 1
Services
City Services: 1
Items Updated
Floor Yr Updated: 2019
Floor Partial/Full: Full
Plmbg Yr Updated: 2019
Plmbg Partial/Full: Partial
Ht/Cool Yr Updated: 2020
Ht/Cool Partial/Full: Full
Kitchen Yr Updated: 2019
Kitchen Partial/Full: Full
Bath(s) Yr Updated: 2019
Bath(s) Partial/Full: Full
Pool Yr Updated: 2019
Pool Partial/Full: Partial
Contact Info
List Agent Home Phn: 623-695-4900
Disclosures
Seller Discl Avail: 1
Agency Discl Req: 1
Possession
Close of Escrow: 1
Association Fee Incl
No Fees: 1
Assoc Rules/Info
None: 1
Remarks Misc
Cross Street: Northern Ave & 15th Ave
Directions: Northern Ave to 16th Drive. North on 16th Drive and west on Loma Lane. Home is on the left.
Geo Lat: 33.553839
Geo Lon: -112.095489
Property Features
Special Listing Cond: N/A
Architecture: Ranch
Master Bathroom: 3/4 Bath Master Bdrm
Fireplace Features: Fireplace Family Rm
Flooring: Carpet; Laminate; Tile
Window Features: Dual Pane
Private Pool Features: Outdoor
Spa: None
Dining Area: Dining in LR/GR
Kitchen Features: Gas Range; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Quartz Countertops; Kitchen Island
Laundry: Washer Included; Dryer Included; In Garage
Interior Features: No Interior Steps
Technology: Cable TV Avail; High Speed Internet
Exterior Features: Covered Patio(s); Storage
Parking Features: Garage Door Opener; RV Gate; Side Vehicle Entry
Road Responsibility: City Maintained Road
Construction: Block
Const - Finish: Painted; Stucco
Roofing: Composition
Cooling: Central Air; Ceiling Fan(s)
Heating: Electric
Plumbing: Electric Hot Wtr Htr
Utilities: SRP; SW Gas
Water Source: City Water
Sewer: Sewer - Public
Services: City Services
Fencing: Block
Property Description: North/South Exposure
Landscaping: Desert Front; Desert Back; Grass Back; Auto Timer H2O Front; Auto Timer H2O Back
Lockbox Type: Supra
Possession: Close of Escrow
Association Fee Incl: No Fees
Existing 1st Loan: VA
Existing 1st Loan Terms: Non Assumable
New Financing: Cash; VA; Conventional
Disclosures: Seller Discl Avail; Agency Discl Req
Supplements
upgrades completed since, showcasing true pride of ownership throughout. The spacious and beautifully remodeled kitchen is a true centerpiece, featuring quartz countertops, stylish updated cabinetry, a generous center island, coffee bar, designer backsplash, and upgraded stainless steel appliances, including a professional GE/Café pro gas range with griddle and smart double oven, ideal for hosting gatherings or enjoying quiet evenings cooking at home. Both bathrooms have been tastefully renovated with classic subway tile showers, updated vanities, and modern fixtures. Major system enhancements provide added peace of mind, including an upgraded electrical panel and numerous thoughtful improvements throughout the home. Step outside to your private backyard retreat, where a sparkling resurfaced pool, upgraded in 2020 with updated equipment, creates the ultimate Arizona outdoor oasis, complemented by refreshed landscaping designed for relaxation and enjoyment. Enjoy the freedom of no HOA restrictions, allowing you to truly make the property your own without additional fees, approvals, or monthly assessments. The RV gate offers exceptional flexibility with space for a camper, trailer, boat, or recreational vehicles, a rare and highly sought-after feature in this central location. To top it all off, the home features a newer owned solar system installed by the current owner, fully owned, not leased, and not subject to any escalating solar agreement. Unlike many properties with complex lease transfers or ongoing payments, this system conveys with the home, delivering energy efficiency and significantly reduced electric costs without any additional solar expense. This is a substantial value improvement already paid for by the Seller, allowing the next homeowner to immediately enjoy the long-term savings and benefits. With its rare combination of freedom, thoughtful upgrades, energy efficiency, and prime location, this home is truly a standout gem in one of Central Phoenix's most desirable pockets -- a move-in-ready opportunity you do not want to miss.

IDX
Listing Office: HomeSmart

Last Updated: February - 23 - 2026

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