Getting Creative in Today’s Housing Market
Submitted by Martin C. Sears PC
Ready to take a big leap in today’s housing market? You just might be eligible for some fantastic programs putting more money in your pocket along the way.
First things first. Paint color, appliances, and decor style can be changed. But location and HOA fees are forever.
Ready to make that move? Here are two great programs that take the hassle out of securing a home loan.
BUY BEFORE YOU SELL
Downsizing? Upgrading? Looking for peace of mind leaving a vacant home? You can buy a house before you’ve sold the one you already own!
“According to property analytics company CoreLogic, the average U.S. homeowner has racked up a cool $274,000 in equity, up from $182,000 since before the pandemic,” reports HomeLight.
Act fast on your dream home by unlocking a portion of the equity you’ve built over the years with an innovative program called HomeLight. It provides you the confidence to make a strong offer on your new home while attracting the strongest offer on your vacant home.
FIRST TIME HOMEBUYERS
We’re super stoked about the innovative “Home in 5 Platinum” Program! If you’re a first-time home buyer in Maricopa County, you can lock in a 5.9% interest rate under qualifying terms. Here are a few:
- Minimum FICO credit score of 640
- Annual income up to $138,600
- New or existing houses, condominiums, or townhouses
- Complete Homebuyer Education
K-12 teachers, first responders, U.S. military personnel, veterans, and income-qualified individuals who earn up to $49,500 annually get ANOTHER 1% in assistance.
HOW TO GET STARTED
Where does your bargaining power begin? Find a Realtor® with experience and ask for a market analysis to start your house-hunting journey.
About the Author
Martin C. Sears is the West USA Realty – Estrella Branch Owner & Officer Manager. The Sears Group is located in Elliot Market near the Estrella gas station and Taste of Italy restaurant.